Think about your spending habits and you will be able to figure out a way to save more money. There are hundreds of ways that you waste money everyday without even realizing it. You can eliminate that waste by becoming aware of your daily spending habits. Impulse buying is probably one of the biggest problems for most people. ATM withdrawals are another problem. It all adds up over time.
Here are ten ways to save more money.
1. Only shop for items you need. Never go shopping for the fun of it. This results in impulse buying.
2. Buy a less expensive car than you can afford. Or even better, buy a used car.
3. Choose a bank where there are no service charges.
4. Use discount brokers instead of full-service brokers.
5. Shop at discount stores and always use a list when you shop.
6. Don't use the ATM machines. Save the fees.
7. Don't overpay your taxes to get a refund. You lose the interest you could have earned on that money.
8. Every year shop around for auto and homeowner policy premiums. Don't assume you have the best premiums available.
9. Attend the matinee and enjoy an early dinner. The prices are cheaper at most restaurants if you eat before 4pm.
10. Don't purchase lottery tickets. You are just throwing your money away.
Eliminating wasteful spending gives you more money to save and invest. Avoid buying anything on credit. You just end up paying more for the item. As Thomas Jefferson said, "Never spend your money before you have it." These are important words to live by.
Learn more about debt management and get more tips on how to save money.
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