Money Clip Wallets To The Rescue

A wallet is very handy keeper of personal items such as pictures, cards, coins, and most especially paper money. There are many types of wallet available in the market today, depending on the use, the type of material, and the design. The usual folding wallet contains a transparent film for the picture, a few pockets to keep discount or specialty cards, a button pocket to keep the coins, and a wide pocket for the paper money.

And then there's money clip: made from a steel flattened into two folds to form a clip. It is available in different sizes of silver or chrome-plated steel. However, compared to a wallet, a money clip has only one use: to clip paper money.

Through the years, the money clip and the wallet has been used interchangeably as a fashion accessory so it is not a surprise that wallet-makers eventually integrated these two useful products into one. The resulting product? Money clip wallets.

Money clip wallets are perfect gifts to buy for new-age gentleman. A money clip and wallet in one, it has its benefits and advantage over both the wallet or the money clip.

Easier To Use

Money clip wallets are as stylish and elegant as regular money keepers. They store cash or cards in such a compact fashion that they are relatively easier to use than a simple wallet or a money clip alone.

The clip in a money clip wallet can be used inside or outside of it. If it is integrated on the outer leather of the wallet, you will be surprised at how convenient it is when you need to get a couple of bucks. Just reach for your money clip wallet, snap the clip open, and a few rolls of dollars are within your fingertips. On the other hand, if it is integrated inside, it will serve as an additional keeper of extra money.

When clipping paper money, you must roll it for a more compact clipping. You do not have to worry about your bills causing your wallet to bulge because money clip wallets were designed to allow clipping of a number of bills without compromising the thickness of the wallet when it is placed inside your back pocket.

Fashionable Yet Practical

Money clips can often be seen in Mafia movies. Since Mafia movies portray gangsters as gentlemen, what better accessory to accompany their suits but using money clips. The color of stainless steel will readily complement their cuff links. They are accessories of fashion more than they are accessories to keep their paper bills.

Money clip wallets, on the other hand, preserves the fashion sense while at the same time applying practicality. In the real world, you have more personal effects than money. You have your IDs, such as driver's or SSN license, membership cards and other important things you need to keep with you everywhere you go. It will take more than a money clip to secure them.

Want to learn more about money clip wallets and magnetic money clip? Or a find out which style of cufflinks best suit your needs? Then visit ExecutiveGiftShop.com today!

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Money Affirmations

Affirmations are statements that you want to be true. They are not new - in fact they have been used by successful people for centuries. They have helped many people achieve extraordinary results in their lives. Affirmations are the best way to reprogram your mind for ultimate success. Start using money affirmations daily to attract money.

Affirmations don't have to be long and complicated because if they are - you'll never remember them. Use the affirmations frequently. Repeat affirmations to yourself, over and over again until they become beliefs. You will then start behaving as if you are confident and competent because your mind will have accepted it as a new belief.

To eliminate the fear of not having enough money, say affirmation and pay your bills with positive money affirmations. This will help you to change your negative thoughts around bills. Repeat you money affirmations with passion, the higher your emotional state as you say them, the more effective they are.

Affirmations must be in the present tense. Never include the words no, not, or don't in an affirmation.

It's important to keep affirmations positive and interesting. Adjust them from time to time to eliminate boredom. Have fun with your affirmations.

The biggest challenge is remembering to say your affirmations daily. You can write your money affirmations on Post-Its and post them where you will see them frequently. Place them on your desk, in your car and in the place where you pay your bills. Place a copy of your affirmation on a mirror you use in the morning and at night. Each time you look in the mirror, read your money affirmations.

Here are some examples of money affirmations:

I always have more than enough money to meet my needs.

I receive a continuous flow of prosperity in my life.

I am a rich person.

I am wealthy.

I am prosperous.

I am a money magnet.

I pay my bills and other expenses more easily every month.

Use your affirmations to attract money while waiting in line or in traffic, every time you think about it, in the morning or / and before you go to bed.

Combine your money affirmations with daily visualizations and it will help you manifest your dreams much faster.

To your success,

Susan Gray

Visit Creating Wealth website for tips and advice on how to succeed.

Also be sure to check out our video affirmations page

Money Affirmations.

Our latest information page:

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Is Money Important to You?

Money means so much these days. Money seems to be the most important thing these days. In today's times, you can't really do anything without having money. Because of this people are sacrificing valuable time to make more money. The only thing is, they are working so much for that extra money that they are not able to do the things they want. But back to what I was originally talking about, money is the means to all end. Money is essential, and besides the air we breathe just might be the next most important thing in life. People say money isn't everything, and when you also have to deal with health, love, friendship, happiness, and health it may not be, but it's awfully close. Without money could you have all those things? Ask yourself.

Without money how would you eat? If you don't eat how do you stay healthy? If you have a lover, will they stay with you if you have no money? Can you truly be happy without having money in your life? How would you pay rent in order to live under a roof? Money will always be the second highest thing on a person's scale next to the air we breathe until our society changes drastically. I'm not saying that money is the only thing people should live for by any means. I'm saying money should be of importance to you if you really want to be able to do the extra things you love to do. Nobody wants to struggle in life or just get by.

Some people say money is the root of all evil and that money can't buy you happiness, but I say it can and it's not the root of all evil. Money does not have the power to change a person; it only has the power to bring out the real person that they are. If they are brought up with god morals, and taught well, it doesn't matter how much money they make, they will be the same person. Yes, money can cause problems, but it can also do much good as well. For example, people may be willing to kill and die for money but money can also be used to heal people and feed the poor.

Money can buy you happiness. What kind of happiness depends on you. Money can't buy you love, but it can keep you out of debt, put food on your table, allow you to take trips to places you never been before, put clothes on your back, put shoes on your feet, allow you to live. Wouldn't you be happy if you were able to buy a house without worrying about any problems, give to friends and family...maybe even treat them to a dinner or trip, drive the car you always wanted to drive?

Money is very important and very essential in today's society. It can help people do many things that they were not able to do without it. Once people get money though, they have to learn how to save some of it. If they don't learn how to save, money never lasts long. Here's a little tip, save 10% of everything you make. You will never go broke. But I believe that the more money you make, the happier your life will be.

Ryan Best is a college graduate from the University of Virginia. He is currently a Internet Network Marketer. Currently resides in Waldorf, MD. Some people may know his as he was a former safety for the University of Virginia Cavaliers. Although he is big into the internet marketing, he is still pursuing his career in the NFL.

If interested in what he has written visit: millionairesby2012.com

Or visit Ryan at his blog: Ryan's Blog

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Where Did My Money Go? 5 Pillars of Money Management

Let's be honest, money can be slippery. It can slide out of your hands before you can even say, "goodbye." For most of us, spending money isn't the problem. It's holding on to it and making it grow that gives us the most grief.

While I was doing the research for my first book, "Cool Stuff" They Should Teach in School, I interviewed financial planners, investment analysts, and wealthy businesspeople. After collecting this information at the ripe old age of 17, I was seriously confused. But after writing, reading, and re-writing about the topic, I began to notice a pattern of basic money management rules emerge.

I learned that managing money correctly doesn't have to be an overwhelming process. Those people who are financially free tend to live by five very simple principles.

Rule #1: Take responsibility
One of the biggest myths I see today is that we all deserve a great life full of nice things, plenty of money, and tons of happiness. The truth is, there is only one person in charge of the quality of your life ... you!

The first step to becoming financially independent is to take responsibility for your own money. When, where, and how do you spend your money? Those questions may seem obvious, but most people hesitate to answer them. Be aware of your spending habits. All of these rules are related, but you have to realize that your actions determine whether you're digging for spare change in the couch or flying first class to Fiji on your vacation.

Rule #2: Pay yourself first
It may seem selfish, but if you don't pay yourself first, you'll never be financially set. This means take the first ten percent (or more-it's your future) of what you earn and invest it right away. Remember, money never seen cannot be missed.

My parents introduced this rule to me at a very young age-even though I was only getting paid one dollar an hour. Today, I thank them for it because I now have money saved up for emergencies and have laid a strong foundation for my future.

Rule #3: Give before you get
You don't get a tree unless you plant a seed. And investing requires the same process. You'll never become rich unless you plant your money into a worthwhile investment. The more time that passes, the more your money will grow. (That's right, just like a tree)

Your dreams will come true as a result your own responsibility, sacrifices, and patience. For two summers, I sacrificed tons of time I could have been hanging out with friends and going to the beach in order to finish my book. But giving my time and effort has contributed to getting the life I want. In other words, we might have to give up some things now, to make things easier (or better) later on.

Perhaps Zig Ziglar said it best: "Do the thing things you need to do when you need to do them and the day will come when you will be able to do the things you want to do when you want to do them."

Rule #4: Opportunity cost
Whether you're buying a coffee, an expensive outfit, or a car, each choice you make has an opportunity cost. In short, this means that when you make one choice, you're giving up another alternative. Any decision that leaves you with two or more choices is an example of opportunity cost. Essentially, we are all faced with the same situation ... We must choose between "the pleasures of the now" or delayed gratification. Each dollar we spend shapes our financial condition. How are your money management decisions contributing to your future?

Rule #5: Get your money to work for you
There are two categories we spend money on.

i) Assets
ii) Liabilities.

To simplify things, I like to call these Money Eaters and Money Makers.

The name gives it away; you don't want to spend the majority of your money on liabilities or Money Eaters (ME) because these things will devour your dinero. Look at these purchases as junk food to your bank account. It's money that you spend on yourself for immediate pleasure, hence the first letter of each word: "ME." Money Eaters are things you buy that decrease in value once purchased, (music CD's, clothes, stereo equipment, etc.)

On the other side, you want more of the M&M's ... or the Money Makers. Like the name suggests, these are purchases that allow your money to grow or investments that increase in value. This is what some people refer to as, "making your money work for you." Yes, it's definitely a good thing.

Think before you spend. If you spend too much money on "ME" you'll never have the freedom you really want. Search for M&M's and invest in things that will make you more money ... not eat it. Don't just work for money, have your money work for you.

- Kent Healy

At a young age reality gave Kent D. Healy a wake up call. He realized that he was not getting taught the important life-skills in school that he needed to become successful in the real world. Kent then partnered with his brother at age 17 to write his first book, "Cool Stuff" They Should Teach In School.

Since the book has been released, the overwhelming positive feedback has driven him to start his own publishing company called "Cool Stuff" Media, Inc. The success of this company and the personal development material created by Kent has made him one of the most popular and sought-after young experts on the topic of success.

Kent is a columnist, personal life coach, entrepreneur, and speaker. He has teamed up with some of the world's most respected leaders in the field of psychology and personal transformation-including the recent release of his book, The Success Principles for Teens which he co-authored with Jack Canfield.

Whether you're looking for motivation, self-improvement information, parenting tips & resources, class educational materials, or more FREE stuff, be sure to visit http://www.coolstuffmedia.com to see the many different ways we can help you. Hope to hear from you soon.

Follow Kent on Twitter: http://twitter.com/Kent_Healy

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Finding Legitimate Online Money Making Opportunities

"Money makes the world go 'round." This saying has been around for a very long time and is just as true today as the first day it was said. Without a source of income, no one can live. A person needs money in order to eat, have a warm, safe place to sleep and be able to get around. Many people feel that there must be an easy way to make money online and spend a great deal of time trying to find that way. With the increasing popularity of the internet, more people are trying to make their money online.

Methods for Making Money on the Internet

There are many ways in which a person can make money online. Simply searching for this term can yield thousands of results that a person must weed through. In addition to legitimate possibilities lie many more hoaxes or scams. One must be very careful to determine which of these opportunities will make them the money they are looking for and which ones will result in losing money instead. This can be a very tricky determination but there are things a person can do to help make that determination.

Making Sure Your Idea is Legitimate

One of the most important things a person can do to determine if the opportunity to make money online that they are looking at is legitimate is to check things out. The internet offers many message boards where those who work over the internet talk about their jobs. If you check these boards, you may be able to information on the opportunity that you are considering. If others have not had success with the business, you likely will not either. On the other hand, if you can find others who have had positive experiences, then odds are, with a little work, you also can succeed.

Things to Lookout For

If an online business opportunity requires you to make a deposit before beginning, making sure that the business offers you a money back guarantee. If you are going to try to "make money online," you do not want to have to spend money with no guarantees that you will make money. There are many businesses on the internet that will ask you for a large amount of money and will not have a policy to back it up. Make sure that you get any guarantees in writing before submitting a payment.

Getting Rich Quick: Reality Check

There is no such thing as getting rich quick. Any business that offers you that is not being truthful with you. There are many opportunities to make money online. However none of them will happen overnight. They will all take some work and time on your part. There are jobs online that will allow you to make enough to sufficiently live off of but you will need to work at it.

Working for a legitimate business making real money online can be a person's dream come true. Whether you are a woman trying to find a way to stay home with her kids while they are growing up or a retiree who wants to supplement their retirement income, finding a way to make money online can be a real lifesaver.

Andre Zayas is a professionally syndicated author.

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The Facts About Counterfeit Money

One thing to remember is to not let happiness at receiving money blind you to the fact that it might be counterfeit. Ordinary consumers can be victims of this fraud as well as businesses. While advances at the Treasury have made it more difficult for money to be counterfeited, the criminals are always working hard to find ways around the Treasury's roadblocks.

The Treasury Department is responsible for our money, coins and paper money, and they have many tips for checking your money to see if it is real or not. There are also now some interesting devices that can be used to confirm that we are not passing or receiving counterfit money instead of the real thing, but observation and facts should be all you need.

It is recommended by the Treasury Department that you compare two bills to check for authenticity. Use the bill you are unsure of, and use a bill you are sure of, such as one you received at a bank. Using a magnifying glass or other enlarging device, look for differing details. Pay particular attention to the facial details of the portraits. A genuine bill will have a much clearer and more realistic portrait. Fake bills may also appear dingier or have a less vibrant appearance.

The next things to inspect are the seals for the Federal Reserve and United States Treasury. Real money will have seals that have a pointed, saw-like border which is distinct and well-defined. Seals on counterfeit money on the other hand will often have broken, missing, or ill-defined edges and may be a dullish color. Also look out for blurriness in the scroll patterns.

An excellent point of reference is the serial number. Counterfeit money often uses a font that does not quite match real money. It also may use a slightly different color ink. Real money will use even spacing between the characters which will also be perfectly aligned. Also the color exactly matches the color of the seals.

Paper used for US bills is a unique type of formulation and has specific colors laid in so it can be identified. It can only be used for money and not copied or imitated for any other purpose. Sometimes, rather than trying to manufacture paper to match it, people bleach the lower denomination bills then print higher values on and try to pass them off as real.

An even more amazingly brazen trick is cutting the corners from higher denominations and pasting them on lower ones hoping no one will notice. The Treasury shows a one dollar bill with a "10" pasted over the one. We all know George Washington is not on $10 bills, but someone rushed might accept even obvious counterfit money. Occasionally, even coins are faked, but this mostly limited to very rare coins.

American currency has undergone some updating recently to hinder potential counterfeiters. According to the Bureau of Engraving and Printing the newer bills have had some colors added, as well as some more sophisticated security features. On the new $50 there is color changing ink, that alters according to the angle at which you hold it, there is a new watermark, microprinting, and the embedded 'USA 50' thread.

The US Treasury has suggestions for avoiding counterfit money. Compare suspicious bills to good ones and check for differences in color, sharpness of printing, depth of images and contrast. A magnifier helps. Saw-edges and borders may be blurred for fake money and higher denomination numbers may be pasted over the ones in corners. Look for the special paper for currency and a strip with the dollar value on the newer multicolor bills. These also have color changing inks when tilted.

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Ways For Kids To Earn Money

Thinking of ways for kids to earn money before they are old enough to have a regular job can seem like a challenge.

Years ago, before child labor laws, it was so normal for kids to be working alongside adults that the very thought of looking for ways for kids to make money would have been ridiculous! Sometimes, the money earned by kids kept a family from starvation.

We live in better times now. There is usually plenty to eat, and we expect our kids to focus on their education, not support the family.

However, the school system in the Western world is highly geared to producing good employees. There are real risks if you leave your child's financial education to the so-called "education experts". Remember that the teachers, the inspectors, the administrators, the people who write the curriculum guidelines, and the politicians who make the laws about education are all, themselves, employees. Many of them have never been anything else.

It's up to parents to instill that good old-fashioned value of self-reliance, and encourage kids to get out and make money for themselves.

Kids can do all sorts of things to earn money. The only limit is your imagination.

Babysitting

Baking for busy working mothers

Collecting aluminium cans

Cleaning swimming pools

Gardening

Letter-box leaflet drops

Running errands

Dog washing

Selling things on eBay

Making jewellery

Making My Space backgrounds

Busking

Collecting for charity on commission

Buying bulk candy and selling individual pieces

Entertainers at kids' parties

Exercising horses

Breeding rats (or other pets)

Comic book rental library

Toy rental library

Collecting lost golf balls

Washing cars

... and hundreds more!

Not so long ago, kids didn't need to look for ways to earn money, because 95% or more of the population were self-employed. People worked on their own farms, in retail, or in cottage industries. Kids grew up surrounded by commerce, watching the exchange of valuable services for money, and inhaling the principles of adding value and making a profit with their every breath.

These days, the majority of people depend on someone else's entrepreneurial spirit to generate revenue and pay them a wage directly, or they are indirectly relying on those same business owners because they work for a government funded by taxing the private sector and its employees.

With this shift from enterprise to job-seeking has come a corresponding shift from self-reliance to dependence. We have almost lost the ability to take care of ourselves financially.

Most people are expecting an employer or the government to take care of them when they can no longer work. Or, worse, they aren't even thinking about how they might survive financially beyond this year, this month, or even this week.

Basic entrepreneurship should be part of every child's education. But we can't expect the employees who teach in schools to pass on skills they don't have. As with the other crucial life skills like dental hygiene, eating right, and avoiding poisons, teaching the skills of money and business is very much the parent's responsibility. Help your kids to find ways to earn money, and build their skills for life.

Free book to download - Finding The Right Niche For Your Cash-Smart Kid Free email course - Get Started! How To Start A Money-Making Web Site For Your Child

Jenny Ford is an expert in educating children about business and wealth creation. She is one of the founders of Cash-Smart Kids.
She holds an Honours degree in Psychology, a Diploma in Training and Assessment Systems, and an Advanced Diploma in Business Management. She is the mother of three young entrepreneurs, all of whom started successful businesses when they were nine to twelve years old.
Kids Money Articles Review by Jenny Ford

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